[LEGAL]

Terms of Service.

The terms that govern our engagement.

1. Use of Our Services

By engaging Syck Enterprise, you agree to these terms. Our services consist of credit education and the preparation of disputes regarding inaccurate, outdated, or unverifiable items on your credit report.

2. No Guarantee of Results

Results vary by individual and depend on factors outside our control. We do not guarantee the removal of any specific item or any particular change to your credit score.

3. Not Legal or Financial Advice

Nothing we provide constitutes legal, financial, or tax advice. For advice specific to your situation, consult a qualified professional.

4. Your Right to Dispute on Your Own

Under the Fair Credit Reporting Act, consumers have the right to dispute items directly with the credit bureaus at no cost. You are not required to use a third-party service.

5. CROA Notice

The Credit Repair Organizations Act prohibits credit repair organizations from making misleading claims or charging fees before services are fully performed.

6. Changes to These Terms

We may update these terms from time to time. Continued use of our services after changes constitutes acceptance of the revised terms.

Effective date: September 2026. For questions, contact support@syckenterprise.com or 804-554-3294.